Banka
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Banka je finanční instituce, která přijímá vklady od veřejnosti a vytváří depozitní účty při současném poskytování úvěrů.
Úvěrovou činnost může banka provádět také nepřímo prostřednictvím kapitálových trhů.
Tímto způsobem umožňuje pohyb peněz v ekonomice a prostřednictvím multiplikace znásobuje množství dočasně volných zdrojů v peněžním oběhu. Úroková marže, tedy rozdíl mezi úrokovými sazbami debetních účtů (úvěrů) a kreditních účtů (vkladů), dále poplatky za jejich rezervaci, uložení či správu, tvoří základní zisk každé banky.
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Banka, Bihar, India
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